Sweet, loving and intelligent, Cockapoos deserve all the love in the world. Protect them with a Perfect Pet policy!

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Lifespan, common health issues and insurance

Blending the lively and friendly temperament of the Cocker Spaniel with the low-shedding qualities of the Poodle, the Cockapoo is the UK's most popular cross breed. As a result, however, it’s almost one of the most expensive breeds to buy, setting owners back,
on average, around £3,000.

A happy and healthy Cockapoo can live for 13 years or more, but it’s crucial that you’re able to quickly and effectively treat any illnesses and injuries your curly-haired friend
picks up along the way.

If any of these conditions were to develop early in your dog’s life, they can be expensive to treat over the long term, so it’s always worth weighing up which Cockapoo insurance plans offer the most comprehensive cover for your budget.

Cockerpoo puppy insurance from just 4 weeks old with no upper age limit for adult and senior dogs

Common Cockapoo health issues

As dog lovers with over 20 years of pet insurance experience, we have a deep knowledge of the conditions typically associated with Cockerpoos. Our quoting system has been programmed to account for common breed-specific ailments, which allows us to tailor insurance specific to your dog’s needs.

The most common health issues Cockapoos are prone to are:

Ear issues

Those big floppy ears sure look cute, but they can lead to a myriad of issues, even with a careful cleaning routine. One of the most common ear conditions in Cockapoos is otitis, which simply means ‘inflammation of the ear canal’. It might be brought on by an allergic reaction, in which case, treatment is likely to be required for the lifetime of the dog.

Luxating patella

A condition which often develops in puppyhood, luxating patella is when a dog’s kneecap slips out of the groove it’s meant to stay in, causing damage, tears, inflammation and pain. Although it’s a condition which is principally down to genetics, it can also be caused by a trauma.

Hip dysplasia

A condition that can affect dogs of all ages, hip dysplasia occurs when the hip joint becomes malformed and doesn’t fit precisely into the hip socket. This causes pieces of the joint to painfully rub together, which if left untreated, can result in chronic pain, lameness or osteoarthritis.

Progressive retinal atrophy

A group of degenerative diseases that affect photoreceptor cells in a dog’s eyes, PRA causes progressive blindness over a period of months or years. PRA can occur in most breeds but is particularly common in Cockapoos.

Health Issues in Pet

Why buy Cockapoo insurance?

Just like their owners, Cockapoos can get sick or injured – especially when they’re very young or entering their later years. When the worst happens, the last thing you want to worry about is how you’re going to pay for a big vet bill. That’s where pet insurance comes in. With the right policy in place, you can rest assured that your lovable Cockapoo will get the care they deserve, at the earliest opportunity.

Get cover up to £4,000 per condition with NO LIMIT on the number of conditions you can claim for. T&Cs apply.

Depending on the policy, our Cockapoo pet insurance plans can also protect against several other eventualities such as:
Third party liability

As well as you might know your dog, you can’t always predict their behaviour, especially when they’re out of their comfort zone. Third party liability provides cover for legal costs where you are found liable in the event your Cockapoo causes injury or damage to a third party who is not family, and who you are not paying when the injury or damage occurs.

Death from accidental injury and illness

Processing the death of a much-loved pet is never easy – it’s even tougher when they’ve died from an accidental injury or illness. Our Elite, Elite Extra, Vital, Vital Extra, Essential and Essential Extra policies will pay a contribution towards the original purchase price or donation price up to your policy’s limit, if your Cockapoo is under 8 years old and dies, or is put to sleep by your vet as a result of an illness or accidental injury.

Overseas holiday cover

As a big part of your family, you may want to take your Cockapoo overseas on holiday. However, you’ll need to make sure they are insured in the event of requiring emergency vet treatment because of an accidental injury or illness when away. Overseas holiday cover is available with all our policies except Accident Only and Third Party Liability Only, and applies to qualified countries within the European Economic Area (EEA) listed by the UK Government’s Pet Travel Scheme (“PETS”).

Holiday cancellation

Injury or illness often occurs when we least expect it. If your Cockapoo requires emergency life-saving treatment within seven days of your holiday departure date, the right cover can ensure you don’t lose all your money should you have to cancel your trip. All but our Accident Only and Third Party Liability Only policies provide holiday cancellation cover for the named policyholder for trips of three or more nights booked outside of the UK.

Theft and straying

The thought of your Cockapoo going astray is one that no pet owner wants to have to consider. You can insure against the unthinkable happening – we will pay expenses for local advertising and rewards for your Cockapoo’s return up to your policy’s limit. Should your dog still be missing after 45 days (during the period of insurance), we will pay a contribution to the original price you paid for your dog, providing they are under 8 years old at the time of disappearance.

Did you know?

If a Cockapoo is diagnosed with luxating patella and surgery is required to put it right, it can cost anywhere between £1,400 - £3,200 depending on the severity of the condition.

We can pay
your vet direct

We can pay your vet directly, giving you one less thing to worry about during what can be an anxious time. If your vet accepts direct payment, we can deposit funds straight into their account, saving you the worry of having to find money to pay large vet bills.

Subject to claim approval

Choosing the best pet insurance for Cockapoos

When buying pet insurance, it’s important to weigh up the benefits and cover limits provided to ensure you get the best coverage possible for you and your dog.

We offer a variety of pet insurance plans to suit different needs and budgets. Explore our policy types and their suitability for your Cockapoo by clicking on the links below:

Insurance Plan

Lifetime Cover

You can claim year after year for each illness or accident your pet develops, providing you renew annually with no break in cover.

Insurance Plan

Max Benefit

Protect your pet against injuries and illness up to a pre-set limit with no time restriction, providing the policy is active.

Insurance Plan

Time Limited

Cover your pet for injuries and illness for a limited period up to 365 days.

Insurance Plan

Accident Only

Insure your pet against injuries and complications arising from accidents only.

Save with multi-pet cover

Got more than one pet? Insure your other dogs and cats at the same time as your Cockapoo to receive a 15% discount.

*Policies must be purchased direct and at the same time. Public Liability and Accident Only policies are excluded from the multi-pet discount offer.

Cockapoo insurance FAQs

How much does Cockapoo insurance cost?

The cost of pet insurance for Cockapoos is based on several different factors including age, breed associated medical conditions and the cost of vet fees in the area you live. Your premiums will also depend on the level of cover you choose.

How much cover does my Cockapoo need?

This is very much a personal choice, but you should be careful not to leave yourself in a difficult position. So, when making your mind up on which cover your Cockapoo needs, bear in mind things like the cost to treat associated ailments, benefit limits and the duration of cover. The last thing you want is to find yourself having to consider your finances should your dog require some essential treatment for an unforeseen condition.

What policy type will cover my Cockapoo for on-going medical conditions?

Our Reinstatement policies Elite and Elite Extra, also known as Lifetime cover, provide cover for conditions that develop whilst the policy is active. When you renew, these medical conditions will be carried forward and we will continue to cover them up to the policy’s limit.

What policy exclusions should I be aware of?

As with all insurance products, there will be inclusions and exclusions depending on what policy you choose. Which is why it’s important to take some time to read up on what is and isn’t included with your chosen plan; you don’t want to find out you’re not covered for something important just when it matters most. Here are some common exclusions that apply across our pet insurance policies:
● Pre-existing medical conditions and symptoms that existed before a policy is purchased
● Illnesses that occur within 14 days of a policy being taken out
● Accidents that occur with 5 days of a policy being taken out
● Dental or oral treatment (unless a result of an accident)
● Routine treatment such as vaccinations, castration, flea and worming and any treatment because of these not being carried out
● Any complications or treatment relating to pregnancy

What happens if I need to make a claim?

Simply download a claim form from our ‘Make a Claim’ page. Complete and send back to us either by email or post. An excess of £90 per condition per policy year applies to all sections of the policy, except for Public Liability where the excess is £250. This will be stated on your Policy Schedule. The excess amount will be deducted when making a claim as will a co-payment of 15% towards vet bills should your dog be 8 years or older.

A few tips for keeping your Cockapoo healthy

Although you’ll probably expect your fair share of injuries and illnesses to deal with as a pet owner, the key to ensuring your Cockapoo is largely problem-free is helping them maintain a healthy weight.



A Cockapoo is at its happiest when it’s tearing around outside – although you need to be mindful of a tendency to chase just about everything that moves! You should try to factor in at least 30 minutes of exercise twice daily to keep your dog healthy and stimulated.

As a result of this energetic nature, Cockapoos can burn off calories fairly quickly, and this needs to be reflected in the type of food that you give your dog.



To keep your dog a healthy weight, do your research to find a high-quality, breed-appropriate food, and follow the portion guidelines on the packaging, taking into account their activity levels.